Summary of Page:It doesn't matter how or why you happen to be out of work the fact is you need to start conserving the money that you have. You need to start NOW! You'll need to find exceptional values for your money. The sites on this page will give you that extra value. For example you can save a TRUE 30 to 40% on your groceries by shopping at two local stores that I suggest. ( I am referring you to these stores because we shop at these stores ourselves.) I don't want to be negative .... but we don't know how long you will be out of work. As you will see unemployment benefits and other assistance programs like WIC (if you have small children) just won't be enough income in most cases. You will still need to buy many of the basics like.... Food, Gas and Clothing. That's where these links can help. The links below will provide you with ways to save on food, gasoline and just about everything else. After you check out these links and start using their products and services you may not go back to your old stores even after you get that new dream job. |
Start Saving Money NOW! to help your Unemployment Situation(Click on one of these link Categories to jump to that subject) |
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| Aldis
is one of the largest supermarkets in the world and
their prices reflect the buying power they have. Most of the products are
very good and the typical family can reduce their grocery bill by 25 to
50% click on their home page link to see if there is a location near you.
Save
on groceries, find a location near you
Save-A-Lot is another grocery store where the savings are good. The prices aren't quite as good as Aldis but the selection is better and there are more brand name products. You'll still shave 25% or more from your weekly grocery bill. Save-A-Lot home page and find a location near you I am a member of the Cool Savings Program ( membership is free ) these are
REAL coupons that you can print and redeem at your local grocery store if your grocery store does double value on coupons like ours does then the savings are really great. This is
a great time saver. If you just take a few minutes when you sign up at Cool Savings to answer a few questions about the type of products that you buy at the grocery store. Cool Savings will only send you the coupons that you are interested in. I love that feature :o) Print REAL coupons from your computer at
Cool Savings! Just click here! Commodity
Supplemental Food Program. CSFP
works to improve the health of low-income pregnant and breastfeeding
women, other new mothers up to one year postpartum, infants, children up
to age six, and elderly people at least 60 years of age by supplementing
their diets with nutritious USDA commodity foods such as peanut butter,
canned meats, powdered milk, cheese and quite a variety of other foods.
It provides food and administrative funds to States to supplement the
diets of these groups.
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Save money on Gas |
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| Save on
Gas, There are a couple of
ideas to save on gasoline. The first is if you live near a wholesale club
(Described down further on this page) Like Bj's or Sam's club you can in
many cases buy gas for 10 to 15 cents cheaper per gallon. Check your local
clubs to see if they have a Wholesale gas station or if they plan on
opening one soon. Do you live near an Indian Reservation? Many
reservations sell gas to people out side of the reservation. Because the
don't have to pay any taxes they sell the gas with no tax. That can save
you 25 cents or more per gallon. AAA Credit Card, A good friend told me about this one. AAA is a club of over 42 million motorists and travelers and one thing that I learned by visiting there site is 42 million of anything will give you some clout ;o) anyway if you have a triple A Visa credit card any purchases you make at the pump will receive a 5% rebate. If you use this program be sure to pay the credit card off quickly each month or you defeat the purpose of using your card. They also have other member discounts but they were to numerous to list here. If you are interested give them a click but BEWARE of the slow loading time if you use dial up and they kill you with POP-UP advertisements. This next idea is called Gas Buddy and it is basically a service where folks on the Net share with each other the gas prices locally around the country. So you will be able to find the cheapest gas price in your neighborhood. They also have some incentives if you are willing to help out with the program. This isn't in every location around the country yet but it's a great idea that will keep growing. Save $ on Gas Back to Top |
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Save money with Free Stuff
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Save money on Computer stuff |
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| The single largest expense for most
computer users is their ISP "Internet Service Provider"
you can easily spend $300.00 plus per year for an internet provider. I
have used most of them and their is no reason to continue to pay $20 to
$25 a month for a dial up internet provider like AOL and many others. If
you need to cut expenses you should give one of these providers a try.
Both are very good, easy to use and are less than $10.00 per month. Stop
wasting your money and give one a try. You can always return to your
high priced provider if you want to. Both of these providers also have a
free version that you might want to try out. I just don't like all of
the advertising banners and pop up windows in the free versions, they
really seem to slow things down. Start saving money now with NetZero Platinum
or Juno Platinum
BEWARE OF PRINTER INK SALES SCAMS The second largest expense for most computer users is the ink for their printers. Let's face it, printer ink is big business today. Companies almost give away printers because they know once you buy their printer you will have to use their ink supplies.... that's where they make the BIG money. There are a lot of companies on the internet today that sell ink and laser cartridges for printers. If you surf the net at all I'm sure that you have had POP up after POP up window trying to sell you ink cartridges. The problem is... how do you know the good from the bad vendors? I have several friends and myself that have got what we thought was a great deal on ink just to find out the product either didn't work at all or it was super poor quality. One company's ink gummed up my print head so badly that I needed to buy a new one. The cost of that new print head was $90.00 so I just bought a new printer. I never heard a word back from the company and neither me or my friends have ever gotten any money back or even a credit from these companies. Here are two reputable dealers that I have used. I have a Cannon Printer and can get one of the print color cartridges at Wal-Mart for $11.00. Online when I order I can get the same thing for $3.99 so the cost savings is huge. These are remanufactured cartridges and I was skeptical at first if they would work as well as the original ink cartridges but I have used these two suppliers for three years now without a problem. The first wholesaler link is 4inkjets! Discount Printer Supplies. This next wholesaler claims to have sold over a million ink cartridges a year on the internet for the past five years. The products are excellent, I use them myself. I think the company name is a little hokey "Mr. Ink Man" :o) but you will save from 50% to 75% off discount store prices. That's a really big savings so it pays to plan ahead a little and order direct from these warehouse distributors. Click Here For Mr Ink Man Tiger Direct My findings and suggestions wouldn't be complete with out telling you about one of my favorite places on the web. If you have a computer or need computer related gear then you have to visit Tiger Direct. Myself and many of my friends are extremely happy with the things that we have purchased from Tiger Direct . First of all they have been around a while. Tiger Direct has been in business since 1987 ( long before it was fashionable to have a web site ) There web site has been ranked among the New York Times' "Top 25 Online Retailers" in 2002. They not only have great prices on computers. They also carry a vast inventory of components: motherboards, processors, hard drives, optical drives, cases and more. You'll find emerging technologies as well. If you have any computer related needs I have no doubt that you will save $$$ at Tiger Direct and be very satisfied. Tiger Direct Back to Top |
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Save money at local stores in your community |
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| Big Lots is a discount store
that deals in purchasing left over stock of manufactures and the inventory of stores that
have gone out of business and discontinued stock from manufactures.
They in turn resell these items to consumers for pennies on the
dollar. They
also have a base line of products ( toothpaste, soaps, aspirin etc: )that are usually available. You can get
some great deals here but if you find something you like you may not find it again
when you go back to the store because the stock on that particular product
may be gone forever. Oh! One other thing they have inexpensive furniture.
Click their link to find a store near you. Big Lots Store
Finder
Dollar General
Stores sell “consumable” basic goods,
These include paper
products, cleaning supplies, health and beauty aids, foods/snacks, house wares, toys and basic apparel.
Their stores also offer a variety of
seasonal items.
Dollar General Stores are primarily located in communities of less than
25,000 people or in selected locations within larger metropolitan areas.
Many of the Company's customers earn a small paycheck or depend on monthly government assistance. It's a perfect place to shop if you have been laid off or are unemployed. A considerable number of people who shop there are retired. Check out the link to locate a store near you. Dollar General Store Locator
Family Dollar has more than 4,800 stores in 43 states from Maine to Arizona it is very similar to Dollar General with the type of merchandise they carry and the market they serve. Their web site has a store locator so you can see if they have a store location near you. Family Dollar Store locator
There are many Dollar stores around and you can find some good deals at most. Of all of the dollar stores Super Dollar Tree has the best variety. Check the link to find a store near you. Dollar Tree |
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Save money with Wholesale clubs |
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| BJ's
is a Wholesale club. You pay a membership fee annually
that can range from $35.00 to over $100.00 depending on the type of
membership benefits that you want. WARNING! with any of the listed wholesale
clubs know your prices before you go into shop. If your smart take a
calculator to the store with you. You can save money at wholesale clubs if you
shop wisely but in most cases you have to buy very large quantities of a
product and the price seems to be a good deal. These clubs make millions
of dollars from the impulse buying of shoppers who are confused about what
looks like a good deal. Many times you could have bought the same item
some where else for the same price or less. You can save
money using these clubs but you have to know your prices and stick to your
list. Go
to BJs and find a club near you
Costco Is another good Wholesale club and I would give you the same advice here as I did for BJ's Find a Costco Wholesale club Near you Sam's Club Is another Wholesale club that was started by Wal-Mart. I would give you the same advice here as the other two clubs above but if you currently use AAA auto club and have several drivers in your family it can be very costly to have all of the drivers covered. Sam's club offers a premium membership that has an Auto club included in the price and it covers all driving members of your household. It cost about $110.00 plus you get many other benefits besides the auto club. This can be a significant savings if you have more than two drivers in the family. The club members that I have spoken with are also very satisfied with the Auto service. Find a Sam's club Near you |
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Save money with these Gift Ideas |
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| Wal-mart
Well I don't
think that you need an explanation or write up about this store. What you do want to
check out at this site is some of the great
deals that are only available to their web customers. Gifts
at Wal-Mart
When it comes to gift giving here is an idea that is not thought of often but friends and relatives love to receive. Magazines! The best part is magazines make a great gift and they don't cost that much. When you give this gift the subject is usually about something that the recipient loves to do or read about. Secondly every month when they get a new issue in the mail it brings a smile to their face and they think of you and your gift. Thirdly with your new budget you have to find gifts that will please everyone but are a good value for you. :-) Because you are buying direct from the
distributor you can cut out the middle man and you can save some big
money. As a matter of fact this distributor
guarantees the lowest price on over 500 magazines.
Save up to 92% on Magazine Subscriptions! Here is a link for Christian Book Distributors. They have excellent prices and have been around for twenty years. Don't let the name fool you, they have a lot more than Christian books. Give them a look if you have a need for Christian oriented materials. Christianbook.com Home |
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Save money on Educational Materials |
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| Discount books
Before buying any books I would check
your local library first. You will be amazed at the resources libraries
have. Many are connected by computer now and you have access to several libraries
at NO COST. You can't beat that price ;o) For those books that you can't
find at the library check out this distributor. TextbookX.com
This is the place you can buy and sell new and used discounted textbooks, general reading
and reference titles. They have about 600,000 titles in stock, at up to 90% off
retail prices. They also have an exchange marketplace that lets students sell their used textbooks
for up to 300% more than they would get at typical bookstore buyback prices. TextbookX
- Find new and used Textbooks and general books up to 90% off retail prices. Free shipping on retail orders over $49.
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Save money on Vitamins & Diet products |
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| Vitacost
is a national
distributor and because you can buy direct from them on the web the
savings are super. You'll Save up to 75%
on more than 6000 vitamins, supplements, and skin care items.
If you are on a low carb diet like Atkins you can save money
here on those types of products. They have a unique feature on their
site, they provide useful and reliable health information from medical doctors
which is
very handy. Everything
carries
a money back guarantee! Most items ship out on the same day so you won't have to wait
long. Plan ahead and you can save a lot. Thousands of Vitamins and Supplements - Up to 75% OFF! Back to Top |
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Save money Drugstore products |
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| Drugstore.com is a
discount drugstore and has everything you would expect to find in a
regular drugstore and maybe a little more. The prices are very good and most
orders get free shipping. It nice to get a better price and have the convenience
of shopping at home with home delivery. drugstore.com Outlet: Save up to 60% on hundreds of products! |
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Save money on Travel |
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Save money on Clothing and Misc. |
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| ClassicCloseouts.com
If you have teenagers who want to wear brand
name label clothing but you can't afford the prices then
you should check out ClassicCloseouts.com They have all the top
name designer labels you and your teens love and all the latest fashions
at a savings of up to 85% off! You can shop their site for famous makers
like Calvin Klein, DKNY, Polo, Ecko Red, Perry Ellis and more. They have
great low prices and FREE shipping. I should point out that they have
something for everyone in the family not just the teens. ClassicCloseouts.com
joann.com Do you Sew, Crochet, Knit or do Crafts? Maybe you don't know how to do any of these things but have always wanted to learn. Now is the perfect opportunity because you have the time. The cost is next to nothing. Go down to your local Library and look for the books on sewing, crafts or whatever your interest is. These things are not that hard to do. Just get your book buy some materials and your on your way to a very relaxing, enjoyable hobby. If you do need a sewing machine check any swap sheet and you can get one dirt cheep. This is a hobby that can save you money as you sew clothes for the family or make crafty gifts for presents. If you get good enough or creative enough you can even sell some of the things you have made and make a few bucks. I'm sure that you can find other places places to shop
but the ladies and girls that I know all flock to joann.com
they tell me the quality and prices are better than other places that
they have tried. From what I understand the real value is the online
store joann.com Salvation Army, Who isn't familiar with the Salvation Army and their bell ringing volunteers trying to entice us into dropping some of our spare change into their red kettle at Christmas time. Well there is a lot more to tell. They have the Salvation Army Thrift Stores where you can find some great values. To find out more about all the services they offer and to find a location near you check out their link. Volunteers of America,
Volunteers of The Mission Statement Goodwill Industries will enhance the quality and dignity of life for individuals, families, and communities on a global basis, through the power of work, by eliminating barriers to opportunity for people with special needs, and by facilitating empowerment, self-help, and service through dedicated, autonomous local organizations.
For a list of Goodwill stores in your area, enter your ZIP code or choose your state and select the "retail stores" option. Good-Will |
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