Unemployment Compensation Continued

Page 2

What is unemployment compensation?

The Federal-State unemployment insurance system pays benefits to eligible workers who are unemployed and looking for work. Unemployment payments (compensation) provide an unemployed worker time to find a new job equivalent to the one lost without major financial distress. 

Unemployment benefits are provided by state unemployment insurance programs within guidelines established by Federal law. Eligibility for unemployment insurance, benefit amounts and the length of time benefits are available are determined by state law. 

What you will need to apply for unemployment benefits  

• If your an Ex-service member You should have a copy of your separation papers (DD Form-214) available.   

• Social Security Number  

• Mailing address including zip code   

• Phone number  

• Names, addresses and dates of employment of all your past employers for the last two years   

• Alien Registration Card if you're not a US citizen.

How long until I get a check? 

• It generally takes a few weeks after your claim to receive your first benefit check. Some States, like New York , require a one-week waiting period; therefore, the second week claimed is the first week of payment.
• Once your claim is approved you should be able to file weekly by phone or mail. 

Unemployment Extended Benefits 

Purpose:

Extended Benefits are available to workers who have exhausted regular unemployment insurance benefits during periods of high unemployment. The basic Extended Benefits program provides up to 13 additional weeks of benefits when a State is experiencing high unemployment. Some States have also enacted a voluntary program to pay up to 7 additional weeks (20 weeks maximum) of Extended Benefits during periods of extremely high unemployment.

Eligibility:

Extended Benefits may start after an individual exhausts other unemployment insurance benefits (not including Disaster Unemployment Assistance or Trade Readjustment Allowances).

Not everyone who qualified for regular benefits qualifies for Extended Benefits. The State agency will advise you of your eligibility for Extended Benefits.

IMPORTANT: Unemployment Benefits won’t be enough

First of all if your interested in something that works very well to make some extra money while you are out of work Click Here.... Making extra cash while unemployed

You may be entitled to food stamps or other government benefits. Check with Your state's Social Services department for the details. I don't want to be negative about this but we don't know how long you will be out of work and as you will see unemployment benefits and other assistance programs like WIC (if you have small children) just won't be enough income in most cases. See more than fifty simple ideas to save money at this page. If you have questions about Bankruptcy or would like to know how to get a free credit report click here.

There are other resources that are worth investigating such as churches and community organizations.  These organizations can help with food, clothing, transportation, babysitting and in some cases even money. 

Some other options that people don’t think about is starting your own business.  It doesn’t Have to take a lot of money to get started. Another commonly overlooked source of income is selling the knowledge you have.  What do I mean by selling your knowledge? Almost everyone has expertise in certain areas.  Some people are experts on several subjects.  The problem is most of us don’t think that anyone would pay for what we know.  The internet has opened up a whole new world when it comes to searching for knowledge.  Let’s face it you, are at this site because you wanted to learn something about unemployment and what to do in your laid off from your job. a consultant is someone who sells their knowledge.  Find out how easy it is to sell your knowledge.

Here is the list of Nationwide Unemployment Offices I promised

 For more info on unemployment, keeping the job you have or finding other high paying Jobs check out these links